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LPT: If you are someone who likes to buy expensive gifts for friends or family, It's a good idea to remind yourself that the giftee has zero obligation to return a gift of similar value. Having this expectation literally puts a price on your relationships.


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LPT: Don't celebrate Valentine's day, on Valentine's day. Celebrate days or weeks after when restaurant prices are normal and less people. It'll be easier to get reservations, candy and vday products will be marked down significantly.